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New: Two-factor authentication is now available for all plans. Enable it from your security settings to add an extra layer of protection to your account.Read the guide
Charten
§01Legal

Terms of Service

The agreement between you and Charten. Plain language, no surprises buried in the middle.

These terms govern your use of Charten. By creating an account you agree to them.

Your account

You are responsible for keeping your credentials safe. We strongly recommend enabling two-factor authentication. Tell us promptly if you believe your account has been accessed by someone else.

Your data

The financial information you enter belongs to you. You can export it at any time, and you can delete your account, which deletes it.

What Charten is not

Charten records what you tell it and what your linked institutions report. It is not financial, tax, or investment advice, and the figures it shows should not be relied on as a statement of record.

Availability

We aim to keep the service running but do not guarantee uninterrupted availability. Linked-institution data depends on third parties and can be delayed or unavailable.

Changes

We may update these terms. Material changes will be announced in the product before they take effect.