01
Connections
Read-only, by design
We connect to your bank or brokerage in read-only mode. Charten can see balances. It cannot move money — there is no payment capability in the product at all.
- Read-only access
- Encrypted at rest
- Bank logins never stored
- Two-factor auth
- Export anytime
§01The ledger
Connected where it can be, by hand where it can't
Link your institutions for balances that keep themselves current — and track everything else by hand. It all foots to one net-worth total.
Connect your institutions
Link a bank or brokerage once and balances sync themselves, every day — read-only, so nothing can ever move.
01Add the rest by hand
A house, a car, cash, cold-storage crypto — the assets no bank can report, tracked in seconds.
02One-page ledger
Every account you own and owe on a single page, footing to one clear net-worth total.
03Trends over time
Synced and manual balances chart together, so your net-worth line stays smooth between check-ins.
04Any currency
Hold balances in the currencies you actually use, converted into one net-worth figure.
05Security you can check
Read-only connections, two-factor auth, sessions you control, and a record of every time our team has opened your account.
06§02Getting started
Three steps to a net worth that keeps itself current
Connect what you can, add what you can't — then let it track itself.
- 01
Connect your institutions
Link a bank or brokerage — securely and read-only. Balances start arriving on their own.
- 02
Add anything else by hand
A house, a car, cash, crypto — the assets no bank reports. It takes seconds.
- 03
Watch it keep itself current
Synced accounts update daily and everything charts over time. Nudge a manual figure whenever it changes.
§03Protection
Built so you can check, not just trust
Charten connects to your accounts read-only, never sees your bank login, and shows you every time anyone here opens your account.
02
Credentials
Your bank login never reaches us
You sign in with your bank through their own secure flow. Your username and password are never sent to Charten, and never stored here.
03
Encryption
Encrypted in transit and at rest
Everything you send us travels over an encrypted connection, and the database it lands in is encrypted on disk. Linked-account credentials are separately encrypted on top of that.
04
Control
Visible access, and a way out
See every time someone from Charten opened your account, and why. Turn on two-factor, end any session, export your full history, or delete everything — whenever you want.
Ready when you are
Open your ledger tonight
Log one balance and you'll have your first net-worth number in under a minute.
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